When is moksha attained after death?

[A question from an online discussion group brought to Swami by Śrī Anil.]

Swami replied: Death has nothing to do with mokṣa or liberation from worldly bonds. When the bond with God becomes extremely strong, the worldly bonds drop down naturally, without the slightest effort. Without devotion to God, salvation or the liberation from worldly bonds is not only impossible, but also meaningless. Due to the taste for divine nectar, you will give up drinking coffee. Without tasting the divine nectar, giving up coffee is meaningless. If I have not yet tasted divine nectar, at least let Me drink coffee! Let Me not lose both coffee and divine nectar! If I merely give up coffee, divine nectar is not automatically obtained. I develop attraction for the divine nectar in order to attain divine nectar and not to reject coffee. I cannot remain without drinking at least one of the two. My mind needs one of the two.